Flare yield · choose your lane
Your XRP, working while you don’t.
Choose a managed LP position that keeps working in the background, or choose a fixed-term Principal Token with a rate visible before you sign.
Spectra Principal Tokens
Choose a maturity, review the rate implied by the market, and keep control from your XRPL wallet.
The problem
Earning yield shouldn’t feel like a full-time job.
If you’ve tried to make crypto grow, you know the drill: check the price, wonder if you should move your money, worry you waited too long, do it all again tomorrow. It’s exhausting — and one bad guess can cost you. You can hand the watching to a managed vault, or choose a fixed-term rate and a maturity up front.
- Is my money still earning?
- Should I move it somewhere else?
- How much should I risk?
- Am I too early, or already too late?
Risk is managed continuously. The vault monitors the loan-to-value ratio and rebalances before it reaches the configured borrowing limit.
Checks prices and conditions around the clock, not just when you remember to look.
The same rules decide when to act — no panic, no guessing, no bad days.
Shifts your position back into its earning zone automatically when it needs to.
How this fixes it
The data makes the rules.
Instead of you watching charts all day, a set of rules does it for you — deciding when to move your money and how much risk to take. Or choose a Spectra maturity and review the rate before you sign. Two clear paths, one XRPL wallet.
Spectra Principal Tokens
Choose a maturity, review the rate implied by the market, and keep control from your XRPL wallet.
The rate is fixed at purchase for the selected maturity; selling returns stXRP to your Flare PersonalAccount.
Explore fixed-term yield →A second way to earn
Lock in a rate for a term you choose.
Prefer a defined maturity instead of an actively managed position? Spectra Principal Tokens let you choose a date, see the implied yield before you sign, and track the position in your Flare portfolio.
Getting started
Use the wallet you already have.
No new app to learn, no new password to remember. Connect a wallet many XRP holders already carry, and you’re in with one tap.
Xaman
D’CENT
BifrostFor the curious
One tap. Five tools working together.
Behind that one tap, this connects several pieces of Flare’s technology to do the work. You’ll never have to touch any of it directly — here’s what’s actually happening.
Why it matters
Advanced DeFi, without the advanced part.
The more people who can do this easily, the more useful Flare becomes for everyone — more capital put to work, more liquidity for the whole ecosystem.
A quick heads-up
This is an early, working demo — not a finished product. It’s real and it’s on-chain, but treat it like a first flight, not the final version.
Ready to put your XRP to work?
Connect the wallet you already use and choose a managed position or a fixed-term maturity.
Explore both yield paths